Save in 2018 by making your home energy efficient

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Have a high-efficiency boiler installed? Sticking triple glass? Install solar panels or insulate your roof? Use an eco-credit (ecological renovation loan) and save in 2018 by making your home energy efficient. With the current advantageous interest rates you no longer have to wait. Moreover, you immediately think of your tax return for 2019. To get tax reductions that year, you have to pay the expenses in 2018.
Start your loan application here!

Affordable interest rate

Affordable interest rate

There has been speculation about a possible interest rate rise for some time, but in 2018 there are still indications for this.

  • If investors have confidence in economic growth, market interest rates will rise. If economic growth continues, this will put further upward pressure on interest rates in 2018. We can therefore conclude that the floor for mortgage interest has been reached.
  • The upward pressure on mortgage rates is currently being tempered by the Centermo Bank (CB). By gradually phasing out the crisis measures, the CB gives room for a cautious rise in interest rates. A slight rise in interest rates is expected for 2018. Historically, the interest rate remains low. In addition, the coffee grounds continue to watch because the competition between the various lenders also plays a role.

2021

2021

Anyone building in Flanders or thoroughly renovating their home must meet increasingly strict energy requirements. The intention is that from 2021 every new building will be almost energy-neutral (BEN). Such a home uses little energy and obtains the required energy from green energy sources   such as solar panels or a boiler.

Even those who are not obliged to meet the energy standards can considerably reduce their energy bills with well-considered energy-saving investments. From 2019 the premiums for roof insulation and a solar water heater will fall.

With sustainable living and energy-saving measures you can kill two birds with one stone. You save a considerable amount on your energy bill and it benefits the environment. It is not for nothing that Batibouw 2018 is all about how we deal with energy today and tomorrow.

Who compares saves

Who compares saves

Also don’t forget to go and find out for the cheapest loan yourself. You do this by comparing the APRs (which, by the way, since April 2017 also have to be notified by the lender for home loans) with each other. Who compares saves. And this has become so easy with the internet today. Do some simulations online. The range of loans is large and there are many providers on the market. There are therefore many differences within the various offerings, each with their own conditions. So view the conditions.

For all works it is assumed that they are carried out by a contractor, so that there is also a contractor guarantee on the quality of the execution. You can only carry out the work yourself in the case of roof or attic floor insulation.

So first request free quotes from a few contractors. Once you know the total cost of your planned renovation, you can use a loan simulation. That way you can see how much repayment and interest you have to pay. In this way you get a picture of the total costs of the credit.

Start your loan application here!

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